Cryptocurrencies to invest in 2018-2020

Digital currencies launched a large-scale offensive on all fronts — under the «blow» were both the money and gold, and the banking sector, and powerful financial corporations. As a matter of fact, we observe the very transformation of the world financial market — an innovative process that breaks the established ideas about its unshakable values. The listed types of crypto-currencies, are the most attractive and enjoy investors’ fame «first-tier crypto currency». You have probably heard about the top 10 crypto-currencies, such as:

• Bitcoin (BTC)
• Litecoin (LTC)
• Ethereum (ETH)
• Bitcoin Cash (BCH)
• Ethereum Classic (ETC)
• Ripple (XRP)
• Monero (XMR)
• Dash (DASH)
• Zcash (ZEC)
• NEM (XEM)

The total capitalization of which is $511 271 742 856.

An unconditional leader, bitcoin, confidently overcomes all the difficulties of the «revolutionary period», showing an unprecedented speed of growth and pulling the entire crypto-currency caravan, which counts to more than a thousand alternative coins. To understand what kind of currency it is now profitable to buy in 2018-2020, it is worthwhile looking at the perspective reservists of the «basic structure»:

• Ark (ARK) $4.67 USD
• IOTA (MIOTA) $4.28 USD
• Ripple (XRP) $0.475672 USD
• Omise GO (OMG) $11.40 USD
• NAV Coin (NAV) $2.20 USD
• Lisk (LSK) $10.14 USD
• Vertcoin (VTC) $8.11 USD
• Civic (CVC) $0.364383 USD
• Substratum (SUB) $0.358794 USD
• Factom (FCT) $28.95 USD

* The cost is indicated for 1 unit in USD as of December 2017

Crypto currency Ark (ARK)

A young project (2017), which was founded by Mike Doty (project manager Lisk). Ark is rapidly gaining popularity and already has the support of companies such as Yahoo, Ledger, etc.

Universal electronic coin Ark operates on various operating systems, showing a reliable protective resource (hacker attacks did not affect the quality of payments). Ark works on the basis of the protocol delegated proof-of-stake. The processing speed of transactions is only 8 seconds.

Ark has its own tokens, which are traded on many stock exchanges. Since March 2017. Ark can also be purchased at the largest exchange Bittrex. Currently, about 100 million coins are in circulation (a total of 125 million). The main advantage of the coin is low inflation. According to calculations, in 10 years, when the last coin will be released, inflation will be 4.02%, which is much lower than that of popular Ether and Lisk.

Crypto currency IOTA (MIOTA)

The founder is David Sonstuby. The new crypto currency was created to simplify the system of micropayments (developed in October 2015). According to ICO results, 1 337 BTC were collected. As of December 2017, it ranks 4th in terms of capitalization level — about $12bn. Since June 2017 it is traded on Bitfinex.

Distinctive features:

• no commissions for transactions;
• lack of mining (all tokens were released simultaneously);
• Instead of the traditional block, DAG (Tangle) is used. This algorithm allows you to make payments by connecting to the Internet no more than 1-2 times a day.

Crypto currency Ripple (XRP)

Crypto-currency «Ripple» (ripples on water) «was born» from the project Open Coin in 2013 (the new company Ripple Labs). Among the many well-known partners — Google, Bank of America, Merill Lynch, etc.

The total number of coins in circulation is 100 billion.

Characteristic features of the coin:

• all transactions in the system can be wrapped in the opposite direction;
• each participant of the system has the opportunity to create his own exchange office (goods, services, currency). Operations are conducted on a contractual basis, without the participation of arbitration;
• commissions for transactions are not charged;
• direct mining is not possible. You can get a coin by exchange or by participating in a calculation program. Creating pools and farms is allowed;
• traditional block technology is not used. The construction is built on «payment gateways», which cause a special interest of the banking system.

Since October 2017, Ripple has been added to the Russian-language exchange of EXIMO (there is an opportunity to buy Ripple for rubles).

Crypto currency Omise GO (OMG)

Financial technology based on Ethereum. It allows you to make transactions with both crypto-currencies and with fiat money. The platform will be available for use in the fourth quarter of 2017. According to the results of the ICO, investors purchased OMG tokens for $25 million.

After August 9, 2017, Omise GO announced the decision to build a Plasma platform, which should improve the performance of smart contracts, OMG tokens rose in price by 250% in a few hours.

The development team actively cooperates with the largest Asian companies, and among the world-known companies, McDonalds.

Crypto currency NAV Coin (NAV)

The first fully anonymous crypto currency. It was launched in July 2014 (the original name is summercoin). Features of NAV Coin:

• the security system on the algorithms Proof of Stake (fast transaction execution, without the need for expensive equipment to maintain it as compared to the traditional Proof of Work);
• integrated in the wallets function «markup mode», which allows you to earn up to 5% of the amount in the wallet;
• security system with double locking;
• high speed and low transaction costs (30 sec/0.0001 NAV)

Crypto currency Lisk (LSK)

The project was launched in 2016, based on modules on the technology sidechane. The main advantage of Lisk is the ability to develop your own decentralized applications, using the popular JavaScript language. The development and development of the product is done by the specialists who participated in the Ethereum project — C. Hotkinson and S. Nerayoff. The team actively cooperates with Microsoft.

Capitalization of Lisk is more than $2 billion, in circulation there are about 116 100 148 coins.

The Lisk coins mining is different from that of traditional methods. The system of forging is used — users choose 101st delegate, each of whom gets an opportunity to open pools for coin mining. All the coins that the delegates will get are evenly distributed among the electors (delegates will give 95% of the «mined coins»).

Lisk is traded on major world stock exchanges, including Bittrex.

Crypto currency Vertcoin (VTC)

Decentralized open-source crypto currency. Received in 2014 as a result of bitcoin fork. The volume of the issue is 84 million, capitalization is more than $400 million. Currently, the miners found 477 199 blocks. Vertcoin has successfully been mined by single -toners.

It works on the basis of the Script-N algorithm. The time of the block is 2.5 minutes, the reward for the block is 50 coins. After every 840 000 blocks, the reward is reduced by half. A distinctive feature is the innovative type of protection, which makes it not reasonable to use ASIC systems.

Crypto currency Civic (CVC)

Decentralized identification system, working on the technology of blockchain. Capitalization — $200 million. CVC is a token based on Ethereum and is designed to conduct transactions in services related to IDV.

Users note the stability to failures, a high degree of protection against hacker attacks, stable operation of all nodes of the system. The main place of work of the resource is the USA. The next goal of the creators for the platform is South Africa.

Crypto-currency Substratum (SUB)

Substratum is an open source network that allows you to lease a personal computer as a hosting server. The total number of tokens is 600 million. Capitalization is $132.5 million.

A simple interface allows you to start working on the Substratum network to any user. Network participants who use software for broadcasting receive coins, serving requests.

Crypto currency Factum (FCT)

Factom appeared on the market in 2015. The goal of the developers (P. Kirby and P. Snow) was to expand the capabilities of the block, in terms of processing and storing information. An important advantage of the FCT digital currency is the decentralized database of information storage and full openness of the system.

In a turnover, there are 9 million coins. The dynamics of the exchange rate shows stability and has good growth potential. Large investors and leading IT companies, including Microsoft, collaborate on the project. There is a quick access to information and a high level of protection in the system Factom.

Where and what crypto currency to buy now

Trading crypto currency in financial markets opens new opportunities for earning. Where is it profitable to buy crypto currency? The most popular method is to use the services of crypto-exchange exchanges. But this is not the only solution. One of the options is the Forex market. You can buy a crypto currency on the Forex market with the help of Hamilton — the procedure for creating relationships is simple and requires no expenses. The broker not only solves the technical issues associated with entering the exchange, but can also provide professional consulting services — what kind of currency to buy now.

Investing in the digital currency, one should take into account their common vulnerability — the possibility of hacking. Unfortunately, so far none of the protocols used can provide 100% protection.